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+44 (0)207 101 2121

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Clubs & Equipment£5,000
Personal Liability£5 million
Personal Accident£75,000
Loss of Subscription£2,500
Non-negligent damage£750
Tournament Fees£750
Dental Treatment£300
Dental Treatment£350
Hole in One£350
Policy Excess£50 per claim

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Clubs & Equipment£2,000
Personal Liability£5 million
Personal Accident£50,000
Loss of Subscription£1,250
Non-negligent damage£5,000
Tournament Fees£150
Dental Treatment£600
Dental Treatment£200
Hole in One£200
Policy Excess£50 per claim

Get a quote
Your Quote Form has been sent successfully. Close this notice.

Privacy Statement

Privacy Statement

Privacy Statement [Specific to Tonic Golf policies only]

Tonic Insurance Ltd is committed to protecting the privacy of its users and we therefore ask that you please read our Privacy Policy before providing us with any information about you or any other person ("Personal Information").

Your Personal Information
Tonic Insurance Ltd (Company No. 04420344) has its registered office at 68 Lombard Street, London, EC3V 9LH, United Kingdom.
Tonic’s website does not store personal information about you when you visit it, it merely records traffic information. This means information about all of our visitors collectively, for example how many visits the website receives and will be used by us to provide marketing data and provide a more efficient level of service
We will collect personal information about you

- if you request a quotation in order for us to provide you with the quotation and access to your quotation should you choose to save your quotation to make the decision at a later point (“Quote Personal Data”); or
- you initiate an e-mail enquiry via the 'contact us' facility
(together “Your Personal Information”)

In order for this to happen, you will need to fill out the relevant online form. The type of information being collected will be apparent from the layout of the form, which also tells you how this information will be used.

We will utilise Your Personal Information in order to:

- Assess your demands and needs
- Provide a quotation
- Administer and issue policy documentation
- Monitor sales data and undertake marketing activity
- We take all reasonable precautions to protect Your Personal Information, both on and offline. If Your Personal Information changes, please let us know and we will correct, update or remove any information that we hold about you on our active databases.

All Your Personal Information will be held by us in an encrypted form, secured onto a server and we safeguard your privacy from unauthorised use or improper use. However, as you may be aware, no data transmission over the internet can be entirely secure. As a result, while we will always use reasonable endeavours to protect your Personal Information, we cannot guarantee the security of your Personal Information and the use of our Site (including the e-mail facilities) is at your own risk.

We may however need to retain archive copies of that personal information for legal or audit purposes for up to 10 years. If you have any queries regarding the way in which Tonic uses Your Personal Information, please contact us.

When might we disclose Your Personal Information to Others?
Please be assured that except for the reasons listed below, we will not disclose Your Personal Information to others.

We may disclose Your Personal Information to others in the following circumstances and/or for the following purposes:

Where it is necessary for the provision of information or services requested by you;
Where we are required to do so by the courts or to comply with other legal, statutory and/or regulatory obligations including accounting and taxation requirements;
To prevent and/or detect crime;
For credit reference purposes.

Should you agree to take up a quote, Your Quotation Personal Data shall be held by us on behalf of Insurer AIG Europe Limited (“AIG”). AIG may also use personal information (including sensitive information about health or medical condition) for a variety of purposes, including:

- insurance administration, including claims processing and payment;
- making decisions on whether to provide insurance cover;
- prevention and investigation of crime, including fraud and money laundering; and
- compliance with legal and regulatory requirements.
- Please see the Policy Document for full details on how personal information may be used.

Please note that if you communicate with us electronically, including by e-mail, telephone or fax, this communication may be randomly monitored and/or recorded to protect the interests of our business and our customers. This includes for the purposes of maintaining customer/service quality standards, detection of and/or prevention of crime and to ensure that Tonic’s employees comply with legal obligations and Tonic’s policies and procedures (including our customer relations practices).

We may provide hyperlinks from this web site ('the Site') to web sites of other organisations. Please note that this Privacy Policy applies only to this Site and that Tonic will not liable for the contents of linked web sites or any transactions carried out with organisations operating those web sites.
If you accessed Tonic via a third party website we may provide some information to them including marketing activity , providing details of our policies and where appropriate basic policy details for business and accounting purposes only.
Please contact us if you would like details about these companies;

Requests for Access to Personal Information
We are happy to provide you with details of Your Personal Information, which we process about you. To protect our customers' personal information, we follow strict storage and disclosure procedures, which mean that we will require proof of identity from you prior to disclosing such information. We may charge a small administration fee in relation to any requests for access to personal information. Please direct any such request to the Data Protection Officer, Tonic Insurance Ltd, 68 Lombard Street, London, EC3V 9LJ United Kingdom.
Should you choose to accept a quote, we will be holding Your Quote Personal Data on behalf of your Insurer AIG. Please refer to AIG Data Protection Notice in your Policy, which explains who to contact at AIG should you wish to obtain details of Your Quotation Data or any other personal data held by AIG about you .

If you contact us we will liaise with AIG in order to provide you with details of Your Personal Information.

Information Updates
Please help us to keep Your Personal current and accurate by contacting us if your Personal Information is or becomes inaccurate and/or out-of-date.

Contacting Us
If you do not want us to use Your Personal Information in the manner set out in this Privacy Policy, need to advise us of any changes to Your Personal Information, or would like any more information about the way in which we collect and use Your Personal Information, please contact us.

Changes to this Privacy Policy
This Privacy Policy will change from time to time, and you should check the Site on a regular basis to ensure that you are aware of our most recent policies (including this Privacy Policy and the Terms relating to your use of the Site)

User declaration
By providing Tonic with Your Personal Information you consent to the use of Your Personal Information for the purposes and in the manner set out in this Privacy Policy.

Legal Terms and Conditions

Legal Terms and Conditions

Company details and regulation

Tonic Insurance Limited. Registered in England, Registered number 4420344.
Any reference within the pages of this site to "Tonic" shall be taken to mean Tonic Insurance Limited and, any reference to "we", "our" or "us" shall be taken to mean Tonic Insurance Limited. Registered Office 68 Lombard Street, London EC3V 9LJ, unless otherwise indicated.
Tonic Insurance Limited is authorised and regulated by the Financial Conduct Authority. The FCA Register Number is 390877 and our permitted business is arrangement and administration of general insurance contracts.
Tonic Insurance Limited is not VAT registered.
Tonic Golf is a trading name of Tonic Insurance Limited.

Tonic Golf is currently only available to residents of the UK (including the Channel Islands and the Isle of Man).
The information in this product site is not directed at anyone other than residents of the UK and applications from others will not be accepted.

While Tonic has taken all reasonable care to ensure that the information contained within the pages of this site is accurate, current, and complies with relevant UK legislation and regulations as at the date of issue, errors or omissions may occur due to circumstances outside our control. We reserve the right to change the content, presentation, performance, facilities and availability of all or part of the pages of this site at our sole discretion and without prior notice. We make no warranty or representation that the pages of this site can be accessed at all times. This site may be temporarily unavailable or restricted for administrative or other reasons. We will not be liable for any loss or damage arising out of or in connection with the loss of the use of this site.
We accept no responsibility for information contained in any other sites which can be accessed by hypertext link from these pages or for these other sites not being available at all times. The links to any other sites are provided for general information purposes only and the sites concerned and their contents are not endorsed or promoted by us in any way, unless otherwise stated. Please note that when you click on any external site hypertext link, you will leave our site and access the external site at your own risk.
Tonic will not be responsible for any loss or damage (including consequential or indirect loss) that you have incurred as a result of your use of or reliance on any information displayed on this site.
By accessing these pages, you shall be deemed to have accepted, and agreed to be bound by, the terms of these terms and conditions, which will be governed by and construed in accordance with English Law, unless otherwise stated.

Where any of the following terms are used anywhere on this site, they will have the definitions as set out below (unless otherwise stated):
"Gross" means the rate of interest paid without deduction of tax to eligible non-taxpayers.
"Annual Equivalent Rate" or "AER" means the annual rate of interest effectively received by a customer if interest at the gross rate applied during the year remained in the account and itself earned interest.
"VAT" means Value Added Tax. Please note that all references to all forms of taxation (including VAT) and taxation treatment refer to the taxation regime of the UK. If you have any questions regarding taxation you should seek independent advice.

Using the Internet
Please note that there is no guarantee that any e-mail sent will be received, or that the contents of any such e-mail will remain confidential during transmission over the Internet, but we will use our best endeavours to ensure compliance. If you have any such concerns, you may prefer to use the telephone or postal system instead.
Please note that any software on this web site is downloaded at your own risk. We do not warrant the suitability of any such software for your computer and we will accept no liability for any problems with your computer that may arise as a result. If you are in any doubt as to the suitability of software to be downloaded for your computer, we recommend that you obtain independent specialist advice before downloading.

Data Protection
If you choose to complete one of our on-line forms, the personal information you provide will be used solely by Tonic Insurance Limited in the UK to enable us to answer your queries. You should note that we do not supply any information about you to anyone unless we believe it is lawful to do so.
You have a right to request a copy of the personal data we hold about you. If you require a copy please write to the Data Protection Officer, Tonic Insurance Limited, 68 Lombard Street, London EC3V 9LJ. If you believe that the information we hold about you is inaccurate you may write to us and ask us to correct it.
For further details on how we will use your information, please view our Data Protection Policy.

© Tonic Insurance Limited. The copyright and material on Tonic's Internet web site is owned by Tonic Insurance Limited and protected by the copyright laws of the United Kingdom. The material on Tonic's Internet web site may not be reproduced and used in any form, in part or in whole, without prior consent being sought. Material may only be used for personal use by those who access the web site and should not be made available to any third party by any means without prior consent being sought. Any potential breach of our statutory or common law rights could be subject of legal action. Tonic disclaims all liability that may result from any unauthorised reproduction or use of the information on Tonic's Internet web site. All rights not expressly granted herein are reserved by Tonic images ©.

This website contains registered trademarks of Tonic Insurance Limited and its subsidiaries or trading styles. Certain names, words, titles, phrases, logos, icons, graphics or designs to the pages of Tonic's Internet web site may constitute trade names or unregistered trademarks of Tonic. The display of any trade names or trademarks on pages of Tonic's Internet web site does not imply that any licence has been granted to any third party in respect of the same. All other product or company names and devices, logos, icons, graphics or designs referred to on the pages of Tonic's Internet web site are the trademarks of their respective owners and are exhibited only in such a manner as is intended to be for the benefit of such trademark owners and Tonic intends no infringement of such trademarks. The appearance or absence of products, services, companies, organisations, home pages or other web sites on Tonic's Internet web site does not imply any endorsement or non-endorsement thereof by Tonic. All rights not expressly granted herein are reserved by Tonic.
Reproduction of these pages in whole or in part without the prior written consent of Tonic is strictly prohibited unless for private, non-commercial viewing purposes.

Tonic Golf

The Leadenhall Building,
122 Leadenhall Street,

Contact details

E-mail address:

+44 (0)207 101 2121

Available 9:00am - 5:00pm